Registry & Records

1.1 Criminal Case, Restitution & Prohibition Order (Michigan)

• Felony conviction – Oakland County, Michigan
  6th Judicial Circuit Court, Case 04-197988-FH (false pretences and related counts). Certified records preserved, including Register of Actions, Judgment of Sentence and related orders (where obtainable).
• Court financial ledger & restitution
  Official court financial records show an original restitution order of approximately USD $188,000 arising from Case 04-197988-FH, with an outstanding balance (including statutory interest and costs) now understood to exceed USD $500,000. Ledger extracts and payment-status snapshots are preserved in the Evidence Vault; any certified updates from the court or collection authorities will be mirrored against this entry.
• Financial-services prohibition – Michigan DIFS
  Order of Prohibition #06-4287, issued July 2006, permanently prohibiting Chad Eugene Willis from being a licensee, registrant, employee, agent or control person of entities governed by the Mortgage Brokers, Lenders, and Servicers Licensing Act and other Michigan financial licensing acts, unless explicitly terminated in writing by the Commissioner.
• FOIA confirmation – DIFS FOIA Request #20477 (November 2025)
  In response to a Freedom of Information Act request, the Michigan Department of Insurance and Financial Services supplied a certified copy of Order of Prohibition #06-4287 and confirmed that any related examination or investigation records are confidential under MCL 445.1670(1)(d). Those materials, where they exist, may only be disclosed to the Attorney General, other regulators, law-enforcement officials, in connection with enforcement actions, or by court authorisation.
• Cease-and-desist – Mortgage Highway, LLC
  Related enforcement action against “Mortgage Highway, LLC”, identified as an unlicensed residential mortgage company controlled by Chad Eugene Willis.

These documents are primary anchors for the entire record. They establish felony history, a standing financial-services prohibition order, and material unsatisfied restitution associated with the underlying criminal case.

2.2 Investment Notes, Licensing Programs & Prohibition Relevance

Multiple entities across this network have been used to promote investment-style arrangements – including promissory notes, investor pools, licensing revenue participation and “friends and family” raises – at a time when a Michigan financial-services prohibition order was already in force.

Each such structure is logged with:

• Entity / brand name(s) used.
• Approximate period of promotion.
• Deal type (note / equity-style / licensing / hybrid).
• Jurisdictions and channels through which it was offered.

This section exists so regulators and law-enforcement can quickly see how many separate instances of apparent non-compliance may exist relative to the standing prohibition order, and how they were packaged and presented commercially.

3.1 “All-Scratch” Patent Claims – Discrepancy File

Marketing and corporate materials for Plus Brand Industries Inc. and associated Agua Plus brands have repeatedly described the “All-Scratch” technology as patented or patent-protected.

• Public statements and decks are logged wherever they assert patented status, “global patent protection” or similar language, including where such claims are used as support for sponsorship, licensing or investment narratives.
• Searches of public patent and IP registers are being tracked in parallel. Where a verifiable granted patent or published application can be matched to these claims, it is recorded here by jurisdiction and number; where claims appear broader than the verifiable IP footprint, the gap is flagged as a discrepancy.

This section is updated as further register data and documentary evidence is obtained. The focus is on comparing what is claimed in public-facing materials with what can be verified in official registries across jurisdictions.

5.1 Historical Online Complaints (Energy, Plus Brand & Related)

Over many years, multiple consumer-oriented and complaint sites have carried scam reports, warning posts and detailed narratives relating to investment schemes and commercial dealings connected with Chad Eugene Willis and associated entities, including early energy projects and later Plus Brand ventures.

Many of these reports have since become harder to locate via standard search or appear to have been removed or buried, while positive / neutral content tied to current branding is heavily surfaced. Where older complaints have been located, they are preserved as:

• Date-stamped screenshots and PDFs.
• Archived copies of narrative content.
• Source URLs where still live.

These materials are treated as allegations rather than proven fact, but are relevant for pattern-analysis, especially where themes recur across different time periods and ventures.